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Kitchen Remodel

Check Out Available Government Grants For Essential Home Repairs

Did you know homeowners with low incomes who need repairs to their homes might be eligible Rural Home Repair grants and/loans from USDA Rural Development? Any rural areas and communities that have a population of 20,000 or less are eligible. Types of repairs that can be done range from improving the safety or sanitary conditions of a home to correcting any safety or health hazards as well. However, grants are used for the removal and repair of safety or health hazards only.

The Purpose Of Loans And Grants

Grants are available only when the repairs or improvements will take away any safety or health hazards that have been previously identified. However, if the goal is modernizing or improving a home in addition to health/safety hazards being removed, then loan funds may be available. Also, the repairs made to a home with grant or loan funds do not have to meet the development standards of the agency, nor do all known hazards have to be removed as long there’s no further major safety/health concerns when the scheduled repairs have been done.

The work covered by authorized grants and loans includes, but isn’t totally comprised of, the following:

Sanitary Disposal Systems: repair or installation, including fixtures or plumbing, that are in line with the requirements of the area health department.

Needed Insulation

It is required, before filing the USDA Rural Development application, that the applicant is the owner and has been living in the home. A permanent foundation defined as either:

A foundation that is a complete below grade, or

The home sits on piers, blocks, or a similar foundation that has anchored tie-downs and skirting.

Maximum Amount of Grant or Loan

Rural Development rural home repair loans have a maximum limit of $20,000, either initial or subsequent, to any person.

Limitations On The Use Of Grant/Loan Funds

Grant funds or a home repair loan from Rural Development cannot be used for:

Help for the construction of a new home.

Limitations On How Grant Funds Are Used

Additionally, the grant funds from Rural Development rural home repair cannot be used for any changes made for convenience or cosmetic purposes unless those changes have a direct connection to the hazards that are being removed. The definition of convenience and cosmetic changes might include, but will not be limited to:

Any Painting

Requirements For Eligibility

Applicants for Rural Development rural home repair are expected to meet these requirements:

Must be a United States citizen.

Application is for only a Rural Development rural home repair grant.

Must be a minimum age of 62 years.

You can get additional information at any of the USDA Rural Development Offices, located in all the states, for Rural Home Repair Grant and Loan Programs.…

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Remodeling

Looking For Furniture Insights? Check Out This Article!

When you’re making a furniture purchase, there are many things that you should know. You want to purchase high-quality prices; however, you want them at prices you can afford. Many people wonder if this process can be made easy, and the truth is that it can. By educating yourself on the subject, you can significantly ease your furniture-shopping experiences. Continue reading and learn more.

When purchasing a couch, look for one that is well-built, then worry about comfort. In particular, investigate the springs. The best type of springs are eight-way, hand-tied springs. However, if serpentine springs are made properly, they can also be effective. Test out the springs by trying to feel them through their upholstery. Good springs are close together and feel firm.

Furniture can really take a bite out of your wallet. That is why you would benefit from purchasing used furniture. Quality second hand furniture can be found at resale shops, online ads and even garage sales. You can save a lot of money on quality used furniture and then invest in having it reupholstered. You can save plenty of money by following this advice.

Take color swatches from your home decor when furniture shopping. Without this color matching, the piece you like may not look right with your other furniture. Try your best to not let anything like that occur. Bring along a color sample or pictures of your existing furniture to help find the new items that you need.

If you buy a patterned sofa, check to see that the fabric aligns properly. The fabric on a cheap sofa might not be perfectly aligned. When purchasing costly sofas, you should ensure that their patterns are aligned just right. Poor tailoring? Skip it.

Search for furniture that is built sturdy. Dressers and nightstands should be made from solid wood instead of pressed wood. Inspect pieces for plywood backs. Touch the piece, open drawers, put weight on it and do everything you can to make sure the item is well-made.

Before you set off to go shopping for furniture, have a budget in mind. Prices can vary greatly, even on similar furniture pieces. You might end up bankrupt if you aren’t prepared. Understanding your budget constraints from the start will help you make smart decisions.

Drop by a nearby resale shop or thrift store. Sometimes you can find some great furniture at these places that matches your style. Go to different stores and take the time to look around. You might find some excellent pieces at a very reasonable price.

If you’re purchasing a leather sofa, it needs to be top-grain leather. Many retailers will attempt to sell faux leather sofas for more than they are worth. Examine the sofa, listen to what the sales associate has to tell you, and be aware that you should never pay over 800 dollars for something made with faux leather.

If you own a home, you have to buy furniture. This task can be made easier with a little knowledge. This article has provided you with some key, expert tips that can make your buying experience a better one. While finding those bargains, be sure you pay close attention to quality and style. This will ensure you enjoy the best possible experience when shopping for furniture.…